‘Cash-only’ doctors are more widespread

By offering flat-rate payments with no insurance claims, some doctors are providing care with significantly reduced staff – no army of insurance processors necessary. 

“The cash-only model is based on the idea that rather than charging higher, so-called retail rates for uninsured patients while negotiating discounted rates with insurance companies

for covered patients, it’s fairer—and possible—to offer flat and reasonable rates to all. These practices "are actually very good at meeting the needs of those patients who have agreed to be a part of them," Epperly says. ‘For the patients that have the means to do this, it’s an outstanding model of the patient-centered medical home.’ “  US News

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